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h4{color:var(--color-deep-navy);margin-top:0;margin-bottom:var(--spacing-8px)}.insurance-warning{margin-top:var(--spacing-24px);padding:var(--spacing-16px);background:#fff3cd;border-left:4px solid var(--color-warning);border-radius:var(--radius-sm)}.insurance-warning h4{color:var(--color-warning);margin-top:0}.offer-comparison{display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-24px);margin-top:var(--spacing-24px)}.offer-type{padding:var(--spacing-24px);background:var(--color-soft-white);border-radius:var(--radius-md);border:2px solid var(--color-deep-navy)}.offer-type h3{color:var(--color-deep-navy);margin-top:0;padding-bottom:var(--spacing-8px);border-bottom:2px solid var(--color-deep-navy)}.offer-details{margin-top:var(--spacing-16px)}.offer-example{margin-top:var(--spacing-16px);padding:var(--spacing-16px);background:#fff;border-left:4px solid var(--color-accent);border-radius:var(--radius-sm);font-style:italic}.offer-comparison-table{margin-top:var(--spacing-32px)}.comparison-table{width:100%;border-collapse:collapse;margin-top:var(--spacing-16px);background:#fff;border-radius:var(--radius-md);overflow:hidden;box-shadow:var(--shadow-subtle)}.comparison-table thead{background:var(--color-deep-navy);color:#fff}.comparison-table th{padding:var(--spacing-16px);text-align:left;font-weight:var(--font-weight-semibold)}.comparison-table td{padding:var(--spacing-16px);border-bottom:1px solid rgba(0,0,0,.1)}.comparison-table tbody tr:hover{background:var(--color-soft-white)}.comparison-table tbody tr:last-child td{border-bottom:none}.offer-advice{margin-top:var(--spacing-24px);padding:var(--spacing-24px);background:#e7f3ff;border-left:4px solid var(--color-deep-navy);border-radius:var(--radius-sm)}.scam-section{display:grid;gap:var(--spacing-32px);margin-top:var(--spacing-24px)}.scam-item{padding:var(--spacing-24px);background:var(--color-soft-white);border-radius:var(--radius-md);border-left:4px solid var(--color-warning)}.scam-item h3{color:var(--color-warning);margin-top:0;font-size:var(--font-size-2xl)}.scam-details{margin-top:var(--spacing-16px)}.scam-warning{margin-top:var(--spacing-16px);padding:var(--spacing-16px);background:#fff3cd;border-left:4px solid var(--color-warning);border-radius:var(--radius-sm);font-weight:var(--font-weight-medium)}.scam-prevention-summary{margin-top:var(--spacing-32px);padding:var(--spacing-24px);background:var(--color-soft-white);border-radius:var(--radius-md);border:2px solid var(--color-emerald-green)}.prevention-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--spacing-16px);margin-top:var(--spacing-16px)}.prevention-item{padding:var(--spacing-16px);background:#fff;border-radius:var(--radius-md)}.prevention-item h4{color:var(--color-deep-navy);margin-top:0;margin-bottom:var(--spacing-8px)}.guide-conclusion{background:linear-gradient(135deg,var(--color-deep-navy) 0%,#003366 100%);color:#fff;border:none}.guide-conclusion h2,.guide-conclusion h3,.guide-conclusion h4{color:#fff;border-color:var(--color-accent)}.guide-conclusion p,.guide-conclusion li{color:#fffffff2}.guide-conclusion strong{color:var(--color-accent)}.conclusion-points{margin-top:var(--spacing-24px)}.conclusion-point{padding:var(--spacing-24px);background:#ffffff1a;border-radius:var(--radius-md);border-left:4px solid var(--color-accent)}.conclusion-cta{margin-top:var(--spacing-24px);padding:var(--spacing-16px);background:var(--color-accent);color:var(--color-deep-navy);display:inline-block;border-radius:var(--radius-md);font-weight:var(--font-weight-semibold);text-align:center}.conclusion-cta a{color:var(--color-deep-navy);text-decoration:underline}.conclusion-cta a:hover{color:var(--color-deep-navy);opacity:.9}@media(max-width:768px){.selling-guide-page{padding:1rem .5rem}.guide-header h1{font-size:var(--font-size-3xl)}.guide-section{padding:var(--spacing-16px)}.guide-section h2{font-size:var(--font-size-2xl)}.anxiety-points,.offer-comparison,.recommendation-grid,.prevention-grid{grid-template-columns:1fr}.comparison-table{font-size:var(--font-size-sm)}.comparison-table th,.comparison-table td{padding:var(--spacing-8px)}}@media(max-width:480px){.guide-header h1{font-size:var(--font-size-2xl)}.guide-section h2{font-size:var(--font-size-xl)}.guide-section h3{font-size:var(--font-size-lg)}.comparison-table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}}.not-found-page{min-height:calc(100vh - 200px);padding:4rem 1rem;display:flex;align-items:center;justify-content:center}.not-found-container{text-align:center;max-width:600px}.not-found-page h1{font-size:6rem;color:var(--color-deep-navy);margin-bottom:1rem;font-weight:700}.not-found-page h2{font-size:2rem;color:var(--color-deep-navy);margin-bottom:1rem}.not-found-page p{color:var(--color-charcoal-gray);font-size:1.125rem;margin-bottom:2rem;line-height:1.6}.not-found-actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.btn-home,.btn-compare{display:inline-block;padding:.75rem 1.5rem;background:var(--color-deep-navy);color:#fff;text-decoration:none;border-radius:4px;font-weight:500;transition:background-color .2s ease}.btn-home:hover,.btn-compare:hover{background:var(--color-soft-gold);color:var(--color-deep-navy)}.btn-home:focus,.btn-compare:focus{outline:2px solid var(--color-soft-gold);outline-offset:2px}.btn-compare{background:transparent;border:2px solid var(--color-deep-navy);color:var(--color-deep-navy)}.btn-compare:hover{background:var(--color-deep-navy);color:#fff}@media(max-width:768px){.not-found-page h1{font-size:4rem}.not-found-page h2{font-size:1.5rem}.not-found-actions{flex-direction:column}.btn-home,.btn-compare{width:100%}}:root{--color-deep-navy: #001F3F;--color-soft-gold: #D4AF37;--color-soft-white: #F7F7F7;--color-charcoal-gray: #333333;--color-emerald-green: #2ECC40;--color-burnt-orange: #FF851B;--color-primary: var(--color-deep-navy);--color-secondary: var(--color-charcoal-gray);--color-accent: var(--color-soft-gold);--color-success: var(--color-emerald-green);--color-warning: var(--color-burnt-orange);--color-background: var(--color-soft-white);--color-text: var(--color-charcoal-gray);--spacing-xs: .5rem;--spacing-sm: 1rem;--spacing-md: 1.5rem;--spacing-lg: 2rem;--spacing-xl: 3rem;--spacing-4px: .25rem;--spacing-8px: .5rem;--spacing-12px: .75rem;--spacing-16px: 1rem;--spacing-24px: 1.5rem;--spacing-32px: 2rem;--spacing-48px: 3rem;--font-heading: "Playfair Display", serif;--font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-family: var(--font-body);--font-size-xs: .75rem;--font-size-sm: .875rem;--font-size-base: 1rem;--font-size-lg: 1.125rem;--font-size-xl: 1.25rem;--font-size-2xl: 1.5rem;--font-size-3xl: 2rem;--font-size-4xl: 2.5rem;--font-weight-normal: 400;--font-weight-medium: 500;--font-weight-semibold: 600;--font-weight-bold: 700;--line-height-tight: 1.25;--line-height-normal: 1.5;--line-height-relaxed: 1.75;--breakpoint-mobile: 320px;--breakpoint-tablet: 768px;--breakpoint-desktop: 1024px;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 12px;--shadow-subtle: 0 1px 2px 0 rgba(0, 0, 0, .05);--shadow-medium: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -1px rgba(0, 0, 0, .06);--shadow-strong: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -2px rgba(0, 0, 0, .05);--shadow-sm: var(--shadow-subtle);--shadow-md: var(--shadow-medium);--shadow-lg: var(--shadow-strong);--transition-fast: .15s ease-in-out;--transition-base: .2s ease-in-out;--transition-slow: .4s ease-in-out}*{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body, var(--font-family));font-size:var(--font-size-base);line-height:var(--line-height-normal);color:var(--color-text);background:linear-gradient(135deg,#f5f7fa,#e8ecf1);min-height:100vh;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility}section{margin-bottom:var(--spacing-48px)}section:last-child{margin-bottom:0}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading, var(--font-family));font-weight:var(--font-weight-semibold);line-height:var(--line-height-tight);color:var(--color-primary);margin-bottom:var(--spacing-16px)}h1{font-size:var(--font-size-4xl)}h2{font-size:var(--font-size-3xl)}h3{font-size:var(--font-size-2xl)}a{color:var(--color-primary);text-decoration:none;transition:color var(--transition-fast)}a:hover{color:var(--color-accent)}a:focus-visible{outline:2px solid var(--color-accent);outline-offset:2px;border-radius:var(--radius-sm)}button{font-family:inherit;cursor:pointer;border:none;background:none;transition:all var(--transition-base)}button:focus-visible{outline:2px solid var(--color-accent);outline-offset:2px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border-width:0}.skip-link{position:absolute;top:-40px;left:0;background:var(--color-primary);color:var(--color-background);padding:var(--spacing-8px) var(--spacing-16px);text-decoration:none;z-index:1000;border-radius:0 0 var(--radius-sm) 0;font-weight:600;transition:top var(--transition-fast)}.skip-link:focus{top:0;outline:3px solid var(--color-accent);outline-offset:2px;box-shadow:0 4px 8px #0003}@media(max-width:767px){html{font-size:16px}h1{font-size:var(--font-size-3xl)}h2{font-size:var(--font-size-2xl)}}@media(max-width:360px){html{font-size:15px}body{font-size:.9375rem}h1{font-size:var(--font-size-2xl);line-height:1.3}h2{font-size:var(--font-size-xl);line-height:1.35}h3{font-size:var(--font-size-lg)}}.app{min-height:100vh;display:flex;flex-direction:column;position:relative}:root{--color-navy: #001F3F;--color-navy-light: #003366;--color-gold: #D4AF37;--color-gold-light: #E5C158;--color-white: #FFFFFF;--color-off-white: #F0F2F5;--color-gray-dark: #333333;--color-gray-medium: #666666;--color-gray-light: #E0E0E0;--color-success: #2ECC40;--color-warning: #FF851B;--color-error: #FF4136;--spacing-xs: 4px;--spacing-sm: 8px;--spacing-md: 16px;--spacing-lg: 24px;--spacing-xl: 32px;--spacing-xxl: 48px;--shadow-sm: 0 2px 4px rgba(0, 0, 0, .05);--shadow-md: 0 4px 8px rgba(0, 0, 0, .1);--shadow-lg: 0 8px 16px rgba(0, 0, 0, .1);--shadow-hover: 0 12px 24px rgba(0, 0, 0, .15);font-family:var(--font-body);line-height:1.6;font-weight:400;color-scheme:light;color:var(--color-gray-dark);background-color:var(--color-off-white);font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);color:var(--color-navy);margin:0 0 1rem}h1{font-size:3.5rem;font-weight:700;line-height:1.2}h2{font-size:2.5rem;font-weight:600;line-height:1.3}h3{font-size:1.75rem;font-weight:600}a{font-weight:500;color:var(--color-navy);text-decoration:none;transition:color .2s ease}a:hover{color:var(--color-gold)}body{margin:0;min-width:320px;min-height:100vh}button{font-family:var(--font-body);cursor:pointer}.container{max-width:1200px;margin:0 auto;padding:0 20px}.text-center{text-align:center}.text-navy{color:var(--color-navy)}.text-gold{color:var(--color-gold)}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:#f1f1f1}::-webkit-scrollbar-thumb{background:#ccc;border-radius:5px}::-webkit-scrollbar-thumb:hover{background:#bbb}